
Stephan R. Covey in his book, First Things First, writes about the Miracle of the Chinese Bamboo Tree: for the first four years after it is planted, only a small part of it is visible above ground …then in the fifth year, the bamboo tree grows up to eighty feet. We could take the analogy of the bamboo tree to financial planning: Years of nurturing a plan--watering, weeding, fertilizing--may produce great results. These results are the important financial and lifestyle goals that are unique to each of my clients.
Welcome to my Web site! There is much information on many different areas of your financial life that will be helpful for you. Take the time to review the sections of the site that are important to you and then, if you have any questions, please call or email me.
Newsletters
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Tips for Safe Online Shopping
This article offers ideas that could help online shoppers protect themselves from cyber criminals and scams.
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Is It Time to Buy an Electric Vehicle?
The electric-vehicle market is evolving quickly. This article offers some ideas to consider before purchasing an electric vehicle.
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IRA Strategies: After-Tax Money and the Pro-Rata Rule
The pro-rata rule determines how much of a traditional IRA distribution is taxable. Read this article to learn how the rule is applied.
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Fixed for Life: What Can an Annuity Do for You?
Do you know the difference between immediate and deferred annuities and options for annuitization? Read this article to find out.
Calculators
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Savings Accumulation
Estimate the future value of your current savings.
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IRA Eligibility
Use this calculator to determine whether you qualify for the different types of IRAs.
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Long-Term Care Self Insurance
Will you be able to afford nursing home care?
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Savings Goals
How much do you need to save each year to meet your long-term financial goals?