
Stephan R. Covey in his book, First Things First, writes about the Miracle of the Chinese Bamboo Tree: for the first four years after it is planted, only a small part of it is visible above ground …then in the fifth year, the bamboo tree grows up to eighty feet. We could take the analogy of the bamboo tree to financial planning: Years of nurturing a plan--watering, weeding, fertilizing--may produce great results. These results are the important financial and lifestyle goals that are unique to each of my clients.
Welcome to my Web site! There is much information on many different areas of your financial life that will be helpful for you. Take the time to review the sections of the site that are important to you and then, if you have any questions, please call or email me.
Newsletters
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How Taxes Impact Your Retirement-Income Strategy
Retirees face unique challenges when managing their income, particularly when it comes to taxes. This article provides an overview of tax-related issues, from taxing Social Security to the new RMD rules and determining when to tap taxable and tax-advantaged accounts.
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Famous People Who Died Without Proper Planning
Think celebrities are way ahead of the curve when it comes to planning their estates? Many have died with no or inadequate estate plans.
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Sectors: Overweight, Underweight, or Just Right?
Did you know varying performance can change the balance of sectors in a portfolio? Learn how sector funds can be used to shift sector weighting.
Calculators
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Impact of Inflation
Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.
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Taxable Equivalent Yield
Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.
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Lease Payment
How much would your monthly lease payment be?
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Retirement Plan Early Distribution
Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.